EXTRA HEALTH™ IS NOT A HEALTH INSURANCE. It is a program that offers different services through its different providers, among them Telemedicine and Video conferencing, as well as having access to a discount medical plan and other services. It is NOT a substitute for COBRA or any other health insurance program. Extra Health™ through its different providers is designed to handle NON-emergency medical problems. You should NOT use the services offered by Extra Health™ providers if you have a medical emergency. In the event of a life-threatening medical emergency, you should dial 911 immediately. Extra Health™ is NOT insurance and does not provide funds to pay bills. It also offers a service where the provider does their best to help you reduce your share of medical expenses. Results can NOT be guaranteed.